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Personal loans for bad credit give people a chance to get the financial assistance they need despite the fact that they have unimpressive credit rating.  It also gives them the opportunity to improve their credit rating by submitting their loan payments on time. 

  • Secured and Unsecured Loans for Bad Credit - Bad credit loans can be secured or unsecured.  For homeowners, they may choose to apply for a secured bad credit personal loan and use their home as collateral for their debt.
  • Bad Credit Loans and Rates - Although personal loans for bad credit are expected to carry higher rates, borrower should not grab the first offer that comes their way.

Read more of our article titled Bad Credit Personal Loans and You

Personal Loans For People With Bad Credit

Here are the list of lenders that specialize in providing unsecured loans to people with bad credit up to $25, 000. These lenders will help you paying your overdue bills, emergency needs and overnight loans. 

Springleaf Financial Services

  • Easy and secure online application
  • No application fee
  • Any size loan to meet your needs
  • Fast response - usually in one hour or less
  • Secured or unsecured loan
apply now




  • Every cash loan application is secured with high-grade Verisign 256-bit secured encryption.
  • Apply from the comfort of your home or office and recieve your payday loan approval in a matter of minutes.
  • You can qualify for a fast cash loan, regardless of whether you have bad credit or no existing credit.
  • Have emergency funds directly deposited into your bank account within 24 hours of applying.
apply now


Borrow Loans from $1,000 - $10,000 with Flexible Terms at NetCredit.com

NetCredit is a direct lender offering unsecured personal loans ranging from $1,000 – 10,000. You can apply online 24/7 with no in-person visit required. NetCredit does not charge any additional fees, such as application, origination, prepayment, or late fees. Once approved, you will typically receive funds by the next business day. And because NetCredit reports payment history to the major credit bureaus, each on-time payment of your NetCredit loan may help you build positive credit history!

NetCredit currently operates in the following states: Alabama, California, Delaware, Idaho, Missouri, New Mexico, South Dakota, Utah, Virginia, Wisconsin, Georgia and North Dakota.  

    apply now



Get Funds for Your Online Business within Minutes! Easy & Secure.

  • Funding For Your Business
  • Makes Growing Your Business Easier!
  • Fast Flexible Funding At Your Fingertips
  • Money When You Need It For What You Need
  • We Understand Your Business
  • Safe & Secure Funds
apply now


Bad Credit Equipment Leasing

Equipment leasing available nationwide for all types of equipment. We have financed small and large business, start up and well established. We work quickly with you to get the equipment that you need.



A person with bad credit score will have limited options when it comes to matters of finances.  Many banks and lending companies strictly require borrowers to have at least an average credit score to get approved.  For people with below average rating, getting approved for financing can prove to be a big challenge.

Read more of our article titled Personal Loans for Borrowers with Bad Credit

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