The Best Credit Cards For Bad Credit

 

The credit cards on this page are unsecured credit cards specially designed for people with bad credit. Even if you have past credit problems, poor credit, slow credit, bankruptcies, repo's, etc. these lenders have online credit card application, providing you with instant decision.

 

CreditSoup® Credit Cards

CreditSoup.com

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CreditSoup.com is a free service designed to connect you with a lender that best fits your credit needs. Whether you have no credit, bad credit, or excellent credit, CreditSoup® makes finding your funding as easy as 1-2-3!



Continental Finance Gold MasterCard®

Continental Finance Gold MasterCard®

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Get a second chance with rates as low as 9.75% APR*! If you have been turned down recently because of your credit score, Continental Finance Gold is here to help you with the second chance you’ve been waiting for. Apply today!


PledgeTM MasterCard®/Visa®

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Offering credit to those with less than perfect credit, its our Pledge. Apply now for the new PledgeTM Card from First PREMIER Bank.
  • Monthly reporting to the 4 major credit bureaus.
  • Low APR on purchases!
  • Get the convenience of a MasterCard or Visa card
  • Application response within 60 seconds
  • Even if your credit is less than perfect.


Capital One® Standard Platinum

Capital One Platinum Card: Needs Some Improvement

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Great choice if you carry a balance short-term

  • 0% on purchases until December 2008. After that, variable APR, currently 19.55%
  • No annual fee
  • Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping
  • Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance



Centennial Gold MasterCard® - Apply for a GOLD MasterCard

Centennial (R) Gold MasterCard(R)/Visa(R)

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  • Reports monthly to 4 Major Credit Bureaus
  • Low APR on purchases!
  • Get the prestige of a GOLD MasterCard®/Visa®
  • All credit types welcome to apply!
  • $50 Credit Limit Increase by Making your first 2 Minimum Payments!

Read our Review of the Centennial Gold Mastercard



Rewards 660 Visa® Card

Rewards 660 Visa® Card

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  • Initial payment of $40 required before account can be used
  • Proof of minimum $1,000 gross monthly income required to be approved
  • $300 Starting Credit Limit
  • No Fee Credit Limit Increases
    • $75 Increments
    • As Often as Every 3 Months
    • Automatically Granted Upon Qualification
    • Maximum $2,000 Credit Limit after Increases
  • Fast Online Response
  • Monthly Reporting to Major Credit Bureaus (TransUnion & Equifax)
  • Free Online Account Access
  • Free Online Payments


Total Visa® Card

Total Card

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No Credit? Bad Credit? Denied Credit? - There may be light at the end of the tunnel. Apply now for the Total Visa®! Instant On-Line Decision!
  • Instant On-Line Decision
  • Free 24 hour Online Account Access
  • Monthly Reporting to All Major Credit Bureaus
  • Fraud Protection
  • Outstanding Customer Service

Read our Review of the Total Visa Card



Horizon Gold Credit Card

Horizon Gold Credit Card

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Get your Guaranteed Approval Unsecured Credit Card
  • Guaranteed Approval!
  • Bad Credit Accepted!
  • No Employment Check!
  • Reports to a Major Bureau!

 



Access Visa redCit Card

Access Credit Visa Card

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  • Instant On-Line Decision
  • Outstanding Customer Service
  • Free 24 Hour Online Account Access
  • Reports to All Major Credit Bureaus


First PREMIER Bank MasterCard®

First PREMIER Bank MasterCard®

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Less than Perfect Credit? Then we have the card for you! Accepted where you see the MasterCard or Visa logo. Enjoy a Low APR on purchases. Apply now – don’t wait!
  • Monthly reporting to 4 major credit bureaus.
  • Low APR on purchases.
  • Quality Customer Service.

Click here for our Review of the First PREMIER Bank Mastercard



First PREMIER Bank Gold MasterCard®

First PREMIER Bank Gold MasterCard®

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Our GOAL is SIMPLE; to offer you a credit card if you have Less than Perfect Credit. Over 3 million customers have experienced the satisfaction of a First PREMIER Bank credit card! Apply now – it’s quick and easy!

  • Monthly reporting to 4 major credit bureaus.
  • Low APR on purchases.
  • Quality Customer Service.
Read our Review of the First PREMIER Bank Gold MasterCard


Orchard Bank Classic MasterCards

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If you're looking for a card with built in benefits you can use on a daily basis and that provides you with the opportunity to establish better credit at the same time, you may be interested in the Orchard Bank Classic Cards. Over the years, millions of people have used this group of cards to build their credit history.


Centennial® MasterCard®

Centennial(R) MasterCard(R) /Visa(R)

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A MasterCard Credit Card for Those with Less than Perfect Credit!

  • Low APR on purchases
  • Over 3 million credit card holder
  • Quality Customer Service
Read our Review Of the Centennial MasterCard


Cash Yes MasterCard®

apply here


Real Credit. Right Now. The Cash Yes MasterCard® is the perfect unsecured credit card for those people with a less than perfect credit history or those who are new to credit.

  • $370 available credit the moment you get your card
  • Cash advance - Get cash when you need it.
  • Reports monthly to the major credit bureaus.
  • Credit limit increases available
  • Automated payment plan - Help minimize late fees
  • Unsecured MasterCard® Accepted at millions of locations worldwide

* See website for complete terms and conditions of card usage and application disclosure.



Easy Tips For Avoiding and Ending A Financial Crisis

 

 

What Is An Unsecured Bad Credit Card

An unsecured bad credit card is a credit card that is not secured by a security deposit or any outside collateral. They can be used nationwide, anywhere Visa or Mastercard is accepted.

You Can Get An Unsecured Credit Card Even If You Have A Bad Credit Score!

Did you think you couldn't get an unsecured bad credit card because of your bad credit? The bad credit credit cards on this page are specially designed to help you rebuild your bad credit.