Welcome to BadCreditResources.com!

What is bad credit?

Many lenders consider anyone with a credit score below a 620 to have bad credit.  But many people find it hard to get approved for a loan or credit card with a good interest rate when their credit score drops to 650.

Can you get a loan with bad credit?

The answer is YES, if you know where to look! And you do a little “prep” work before you apply!

Having bad credit is not only a financial burden but an emotional one.  Applying for a credit card or loan tends to make some peoples anxiety levels go up because the fear of rejection is very real.

When your credit score is lower than the normal, then you need to do a lot of research of your lenders BEFORE you apply.

That’s where we come in.

We have researched all the companies on this site and all of them work with people with less than perfect credit.

Credit Repair Information

We have also written a LOT of articles on do it yourself credit repair.  And we also give tips thru our mailing list…so please feel free to join!

On this site you will find information on:

• Banks that will finance bad credit
• Finance companies that give bad credit personal loans
• Bad Credit Installment loans
• Payday loan lenders for bad credit
• Unsecured credit cards for people with bad credit
• Secured credit cards – great credit building tool!
• Do it yourself credit repair articles
• Professional credit repair

If you have questions, please feel free to use the contact form on this site or message us on Facebook!

Recent Blog Post

How To Start A Business When You Have Bad Credit

Starting a business can have its challenges along the way, many people dream of business ownership, however never seems to attain it. The challenges faced by some entrepreneurs to start a business despite having bad credit can be frustrating.  This doesn’t mean that an entrepreneur can’t start a business with bad…

How To Clean Up Errors In Your Credit Report In 2012

Incorrect details within your credit history can badly affect your score. As a consequence, your options when getting new credit applications may become limited and you might not be able to entitle to the best interest rates. Keep on your mind that creditors reserve their best deals for customers that…

New to the US? Here Is How To Start Building Credit

If you are just started living in the United States, you are probably concerned about how to go about starting to build your credit profile. Unfortunately, foreign credit reports cannot be transferred over to credit reports in the United States. This means that people who move to the United States…

Practical Advice On Bad Credit Auto Financing

Do you need bad credit auto financing? If yes, this article was written with you in mind. Consider the following tips on you can get the best car loan deal, despite having bad credit.