Welcome to BadCreditResources.com!

What is bad credit?

Many lenders consider anyone with a credit score below a 620 to have bad credit.  But many people find it hard to get approved for a loan or credit card with a good interest rate when their credit score drops to 650.

Can you get a loan with bad credit?

The answer is YES, if you know where to look! And you do a little “prep” work before you apply!

Having bad credit is not only a financial burden but an emotional one.  Applying for a credit card or loan tends to make some peoples anxiety levels go up because the fear of rejection is very real.

When your credit score is lower than the normal, then you need to do a lot of research of your lenders BEFORE you apply.

That’s where we come in.

We have researched all the companies on this site and all of them work with people with less than perfect credit.

Credit Repair Information

We have also written a LOT of articles on do it yourself credit repair.  And we also give tips thru our mailing list…so please feel free to join!

On this site you will find information on:

• Banks that will finance bad credit
• Finance companies that give bad credit personal loans
• Bad Credit Installment loans
• Payday loan lenders for bad credit
• Unsecured credit cards for people with bad credit
• Secured credit cards – great credit building tool!
• Do it yourself credit repair articles
• Professional credit repair

If you have questions, please feel free to use the contact form on this site or message us on Facebook!

Recent Blog Post

How To Start A Business When You Have Bad Credit

Starting a business can have its challenges along the way, many people dream of business ownership, however never seems to attain it. The challenges faced by some entrepreneurs to start a business despite having bad credit can be frustrating.  This doesn’t mean that an entrepreneur can’t start a business with bad…

Can You Ask Your Credit Card To Lower Your Interest Rate?

Most credit cardholders do not bother to ask their issuer for a lower interest rate. They just stick with what their issuer tells them. But credit card companies won’t volunteer to reduce your costs unless you ask for it. Statistics show that 57% of cardholders who called in for a…

The Importance of Checking Credit Reports Regularly

Would you like to know why people are encouraged to order a copy of their credit reports from the three credit reporting agencies regularly? In this article, let’s talk about the importance of checking your credit report.

What Everyone Needs To Know About Credit Score Improvement

There are a lot of ways to damage your credit score, from falling for a credit card scam to just being unlucky with the recent economy. Fortunately, there are quite a few ways that you can reverse the damage and increase your credit score. How to fix your credit When…