Welcome to BadCreditResources.com!

What is bad credit?

Many lenders consider anyone with a credit score below a 620 to have bad credit.  But many people find it hard to get approved for a loan or credit card with a good interest rate when their credit score drops to 650.

Can you get a loan with bad credit?

The answer is YES, if you know where to look! And you do a little “prep” work before you apply!

Having bad credit is not only a financial burden but an emotional one.  Applying for a credit card or loan tends to make some peoples anxiety levels go up because the fear of rejection is very real.

When your credit score is lower than the normal, then you need to do a lot of research of your lenders BEFORE you apply.

That’s where we come in.

We have researched all the companies on this site and all of them work with people with less than perfect credit.

Credit Repair Information

We have also written a LOT of articles on do it yourself credit repair.  And we also give tips thru our mailing list…so please feel free to join!

On this site you will find information on:

• Banks that will finance bad credit
• Finance companies that give bad credit personal loans
• Bad Credit Installment loans
• Payday loan lenders for bad credit
• Unsecured credit cards for people with bad credit
• Secured credit cards – great credit building tool!
• Do it yourself credit repair articles
• Professional credit repair

If you have questions, please feel free to use the contact form on this site or message us on Facebook!

Recent Blog Post

How To Start A Business When You Have Bad Credit

Starting a business can have its challenges along the way, many people dream of business ownership, however never seems to attain it. The challenges faced by some entrepreneurs to start a business despite having bad credit can be frustrating.  This doesn’t mean that an entrepreneur can’t start a business with bad…

Excessive Credit Card Debt Can Lead To Bad Credit

Credit cards can become a financial drug. The more you use them, the more you are addicted to spend. True, this is what credit card companies want. They encourage all cardholders to use their credit cards as often as they can by offering 0% interest terms, exciting rewards points, promotions…

How You Can Benefit from Credit Cards for Bad Credit

Each year, many people apply for secured credit cards in an attempt to rebuild their credit rating. Secured credit cards are available for people with bad credit or no credit history and are also referred to as bad credit credit cards. In this article, let’s talk about how you can…

Pros & Cons: Having a Joint Credit Card or An Authorized User

It’s only natural for couples to share the same credit card. And in many cases it makes sense to share a credit card with a close relative or friend. However, there are some risks to consider before making the decision to have a joint credit card. Having a joint account…