Welcome to BadCreditResources.com!

What is bad credit?

Many lenders consider anyone with a credit score below a 620 to have bad credit.  But many people find it hard to get approved for a loan or credit card with a good interest rate when their credit score drops to 650.

Can you get a loan with bad credit?

The answer is YES, if you know where to look! And you do a little “prep” work before you apply!

Having bad credit is not only a financial burden but an emotional one.  Applying for a credit card or loan tends to make some peoples anxiety levels go up because the fear of rejection is very real.

When your credit score is lower than the normal, then you need to do a lot of research of your lenders BEFORE you apply.

That’s where we come in.

We have researched all the companies on this site and all of them work with people with less than perfect credit.

Credit Repair Information

We have also written a LOT of articles on do it yourself credit repair.  And we also give tips thru our mailing list…so please feel free to join!

On this site you will find information on:

• Banks that will finance bad credit
• Finance companies that give bad credit personal loans
• Bad Credit Installment loans
• Payday loan lenders for bad credit
• Unsecured credit cards for people with bad credit
• Secured credit cards – great credit building tool!
• Do it yourself credit repair articles
• Professional credit repair

If you have questions, please feel free to use the contact form on this site or message us on Facebook!

Recent Blog Post

How To Start A Business When You Have Bad Credit

Starting a business can have its challenges along the way, many people dream of business ownership, however never seems to attain it. The challenges faced by some entrepreneurs to start a business despite having bad credit can be frustrating.  This doesn’t mean that an entrepreneur can’t start a business with bad…

How to Smartly Manage Your Credit Card Charges

If you own a credit card, below are six practical steps on how you can manage your account more efficiently to avoid bad credit:

Protect Yourself Against ID Theft

Every year more and more Americans are finding that they have become victims of Identity theft.  Its become a widespread and unfortunately common problem. How can you protect yourself against ID theft?

The Advantages of Prepaid Credit Cards

In case you are thinking of acquiring a prepaid credit card but you are reluctant to do it, this post is written for you. What would be the advantages of prepaid credit cards? Why should you consider a prepaid debit card over a regular card?