RESOURCES THAT WILL HELP YOU REBUILD YOUR CREDIT

Building your credit takes time but knowing the right and best resources is a big help. The following are credit cards that help people with bad debt rebuild their credit with the 3 credit bureaus (TransUnion and Experian, Equifax).

Capital One® Standard Platinum

Capital One Platinum Card: Needs Some Improvement

apply here

Great choice if you carry a balance short-term

  • 0% on purchases until December 2008. After that, variable APR, currently 19.55%
  • No annual fee
  • Exclusive savings: up to 40% off featured deals and 10% savings on everything else at Capital One® Saving ZoneSM on Yahoo! Shopping
  • Platinum Benefits including extended warranties, travel accident insurance and 24 hour roadside assistance

Centennial Gold MasterCard® - Apply for a GOLD MasterCard

Centennial (R) Gold MasterCard(R)/Visa(R)

apply here
  • Reports monthly to 4 Major Credit Bureaus
  • Low APR on purchases!
  • Get the prestige of a GOLD MasterCard®/Visa®
  • All credit types welcome to apply!
  • $50 Credit Limit Increase by Making your first 2 Minimum Payments!

Read our Review of the Centennial Gold Mastercard

Eufora™ Elite Credit Builder Prepaid MasterCard®

apply here


Eufora Elite Credit Builder Prepaid MasterCard® is the only prepaid MasterCard® with Credit Builder that helps you build or re-build your credit with both TransUnion and Experian.

  • BUILDS CREDIT! Reports to Credit Bureaus
  • 100% Guaranteed Approval* with No Credit Check - Perfect for Bad Credit or No Credit
  • FREE Direct Deposit
  • FREE Point of Sale Transactions
  • FREE 24/7 Online Access
  • FREE Live Customer Support
  • Reload at Thousands of Retail Locations Nationwide with a $5000 Maximum Value
  • Safer than Cash
  • Cash Reward Program
  • ZERO UP FRONT ($99.95 Advanced Deposit WAIVED)

* See Card Terms and Conditions

PledgeTM MasterCard®/Visa®

apply here

 Offering credit to those with less than perfect credit, its our Pledge. Apply now for the new PledgeTM Card from First PREMIER Bank.
  • Monthly reporting to the 4 major credit bureaus.
  • Low APR on purchases!
  • Get the convenience of a MasterCard or Visa card
  • Application response within 60 seconds
  • Even if your credit is less than perfect.

First PREMIER Bank MasterCard®

First PREMIER Bank MasterCard®

apply here
Less than Perfect Credit? Then we have the card for you! Accepted where you see the MasterCard or Visa logo. Enjoy a Low APR on purchases. Apply now – don’t wait!
  • Monthly reporting to 4 major credit bureaus.
  • Low APR on purchases.
  • Quality Customer Service.

Click here for our Review of the First PREMIER Bank Mastercard


UltraVX Visa®

UltraVX Visa®

apply here
  • Credit-On Demand™: up to $25,000 credit line—Patent Pending
  • Instant Approval: no credit check, no minimum income or bank account required
  • Credit Reporting: reports to major credit bureaus
  • Clear Rewards™: American Airlines, Southwest, jetBlue, Marriot, and more…no restrictions!
  • Powerful Account Features: direct deposit, bill pay, free alerts, add cash instantly at 100,000 retail locations nationwide
*Patent Pending


Access Visa redCit Card

Access Credit Visa Card

apply here


  • Instant On-Line Decision
  • Outstanding Customer Service
  • Free 24 Hour Online Account Access
  • Reports to All Major Credit Bureaus

Experian Free Credit Report

sign-up


  • Unlimited access to your Credit Report for 60 days online
  • Automatic notifications of changes to your credit report
  • A detailed personal analysis
  • Details on who has reviewed your report