Offers: Credit cards for people with bad credit

Comparing credit cards may not be a very easy step, especially with so many different types to choose from.

Below is a guide on how you can compare credit cards more effectively, including options of credit cards for people with bad credit.

Bad Credit Credit Cards

  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • See if you’re Pre-Qualified with no impact to your credit score
  • All credit types welcome to apply
  • Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
  • Initial Credit Limit of $300 – $1,000* (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Checking Account Required
Regular APRLate Payment FeeReturn Payment FeeAnnual FeeCredit Recommended
24.99% - 29.99% (Variable)Up to $41.00Up to $41.00See TermsFair/Poor/Bad/Limited
Intro RateIntro PeriodBalance Transfer
N/AN/AN/A
  • Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
  • All credit types welcome to apply!
  • Free access to your Vantage 3.0 score From Experian* (When you sign up for e-statements)
  • Initial Credit Limit of $300 – $1,000* (subject to available credit)
  • Monthly reporting to the three major credit bureaus
  • See if you’re Pre-Qualified without impacting your credit score
  • Fast and easy application process; results in seconds
  • Free online account access 24/7
  • Checking Account Required
Regular APR 24.99%Late Payment FeeLate Payment Fee
24.99% - 29.99% (Variable)Up to $41.00Up to $41.00
Intro RateIntro PeriodAnnual FeeBalance TransferCredit RecommendedIntro (Purchases)Intro (Balance Transfers
website for Details*website for Details*website for Details*website for Details*website for Details*website for Details*website for Details*
  • $400 credit limit doubles to $800! (Simply make your first 6 monthly minimum payments on time)
  • All credit types welcome to apply
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $400.00* (Subject to available credit)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere Mastercard® is accepted
  • Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
  • Checking Account Required
Regular APRAnnual FeeReturn Payment FeeLate Payment FeeCredit Recommended
29.99%See TermsUp to $41.00Up to $41.00Fair/Poor/Bad
  • Quick & Easy Approval in Less Than 60 Seconds!
  • Reports to All Three Major Credit Bureaus
  • No Penalty Rate. Your Rate Won’t Go Up Even If You are Late
  • Access Additional Credit With On-Time Payments and Responsible usage
  • A True Unsecured EMV enabled (chip) Visa Credit card
  • Does not require perfect credit for approval
  • Fixed APR and Manageable Monthly Payments
  • 24/7 Online Account Access and Payment Options
  • E-mail Payment reminders help you keep your account in good standing
Regular APRLate Payment FeeReturn Check FeeCredit RecommendedAnnual Fee
29.99%Up to $38Up to $38Poor/Damaged CreditSee website for Details*
  • Total Visa active cardholders get exclusive access to free Credit Monitoring powered by TransUnion®!
  • Checking Account Required
  • Fast and easy application process; response provided in seconds
  • A genuine Visa credit card accepted by merchants nationwide across the USA and online
  • Manageable monthly payments
  • $300 credit limit (subject to available credit)
  • Reports monthly to all three major credit bureaus

Regular APRAnnual FeeActivation FeeCredit Recommended
See TermsSee TermsSee TermsFair/Bad Credit
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • $300 credit limit (subject to available credit)
  • Receive your card more quickly with optional Expedited Processing (additional fee applies)
  • Get a result in as little as 60 seconds upon completion of the online application
  • Online Customer Center available 24 x 7
  • Checking account required
  • The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.

first access Visa

Regular APRAnnual FeeActivation FeeCredit Recommended
See website for Details*See website for Details*See website for Details*See website for Details*
  • All the benefits of a Mastercard, without a security deposit
  • Keeping your account in good standing may help establish and/or improve your credit history
  • Less than perfect credit is okay, even with a prior bankruptcy!
  • Prequalify for a card today and it will not impact your credit score
  • Reports to all three major credit bureaus

Regular APRAnnual Fee
24.9%$59-$99
  • Easy pre-qualification process which does not affect your credit score
  • Less than perfect credit is okay
  • 24/7 access to your account information, even on mobile
  • Protection from fraud, if your card happens to be lost or stolen
  • Reports to all three major credit bureaus

Regular APRAnnual FeeCredit Recommended
24.9%$35-$99Poor/Bad
Intro RateIntro PeriodBalance TransferIntro (Purchase)Intro (Balance Transfers)
N/AN/AN/AN/AN/A
  • Pre-qualify for a card today and it will not impact your credit score
  • Less than perfect credit is okay
  • Mobile account access at any time
  • Fraud protection for stolen or lost cards
  • Account history is reported to the three major credit bureaus in the U.S.

Regular APRAnnual FeeCredit Recommended
24.9%$0-$99Bad/Poor
Intro RateIntro PeriodBalance TransferIntro (Purchase)Intro (Balance Transfers)
N/AN/AN/AN/AN/A
  • Prequalify for a card today and it will not impact your credit score
  • Less than perfect credit is okay
  • Mobile account access at any time
  • Protection from fraud if your card is stolen
  • Account history is reported to the three major credit bureaus in the U.S

Regular APRAnnual FeeCredit Recommended
24.9%$35-$99Poor/Bad
Intro RateIntro PeriodBalance TransferIntro (Purchase)Intro (Balance Transfers)
N/AN/AN/AN/AN/A
  • Pre-qualifying today will not affect your credit score
  • Less than perfect credit histories can qualify, even with prior bankruptcy!
  • Mobile account access at any time
  • Fraud protection for stolen or lost cards
  • Account history is reported to the three major credit bureaus in the U.S.

Regular APRAnnual FeeCredit Recommended
24.9%$0-$99Bad/Poor
Intro RateIntro PeriodBalance TransferIntro (Purchase)Intro (Balance Transfers)
N/AN/AN/AN/AN/A

Advertiser Disclosure: See the online credit card applications for details about terms and conditions of credit card offers. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply Here” button you can review the credit card terms and conditions on the credit card issuer’s web site.

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THE BEST CREDIT CARDS FOR BAD CREDIT

The credit cards on this page are credit cards for people with bad credit. Even if you have past credit problems, poor credit, slow credit, bankruptcies, repo’s, etc. these lenders have online and easy credit card applications. All of these offers are from our sponsors. Some of the cards on this page may not be unsecured or may be partially secured.