When shopping for anything such as clothes, shoes or food, consumers are advised to shop around first before purchasing. The same principle applies when it comes to acquiring personal loans particularly loans for people with bad credit.
Obtaining credit card approval can be difficult, especially if you have a poor credit score. It is because banks and other lending institutions want to ensure that they are lending money to someone who is likely to repay the loan. If your credit score is less than 630 FICO, you may find it hard to..
Credit reporting agencies keep track of consumers’ credit histories. These histories are used to generate credit scores, which lenders use to assess a consumer’s creditworthiness. Today, there are lots of credit reporting agencies that cater to people with good or bad credit. These are the companies that assign credit ratings for both corporations and individuals…
When managing a credit card account, additional fees such as the interest rate and late penalties can easily put the cardholder in bad debt. What are the steps that you can do to avoid additional charges?
A good credit score is essential for a variety of reasons. It can help you get a loan for a car or a house, find work, and even save money on your insurance premiums. Unfortunately, not everyone has excellent credit. Whether you got your credit cards on your college campus, got carried away on too..
In this article, let’s take a closer look at the pros and cons of bankruptcy and how it should affect your decision on whether to seek bankruptcy or not.
The Pros of Bankruptcy
A fast payday loans, also known as a cash advance, is a short-term loan with a payment due on the next payday. The average loan size is small, but the interest rates are high. You might use a payday loan to pay for unexpected costs or fill the time until your next payday. If you..
