Many of us only check our credit reports once a year. We wait a full year before we ask for a copy of your free credit report from annualcreditreport.com. But with all the security breaches and ways that Id thieves have to get your information. Waiting for your annual credit report isn’t the wisest thing..
Ever dream about owning an amazing car or a fabulous home? Maybe you even have dreams of having a vacation home and possibly even a boat so that you can head out on the lake once in a while. The truth is that you will never get anywhere near these goals unless you take the necessary..
Do you know what credit report freeze is? Credit freeze was initially introduced in November 2007 and today, it has become a popular service to acquire protection against identity theft and fraud. In this article, let’s discuss the process of credit freeze so you can better decide whether you should freeze your credit or not.
In this article, we will share with you several ways that you can repair your credit history, even if you have an extremely poor credit standing. If you would like to see a substantial improvement in your credit history, then these bad credit repair tips and suggestions can help you improve your bad credit standing.
Your credit report contains important information about you. It contains your full name, SSN, birth date, driver’s license number, past and present home addresses, and your employment history.
A higher credit card limit gives its holder the opportunity to charge more expenses while keeping credit-to-debt ratio at a low level. Nevertheless, a higher credit line may encourage unnecessary spending, increasing the risk of bad debt. Let’s talk about how credit cardholders can manage their limit more effectively.
This article tackles important information that you need to know about your personal credit report. Check out the following questions and answers before ordering a copy of your report: Is it free to order a copy of your credit report? The Fair Credit Reporting Act of 2003 gives all consumers the privilege to get one..