Many of us only check our credit reports every year. We wait for one full year before we ask for a copy of your free credit reports. In this way we need not worry about the payments and charges to have multiple copies of our credit files.
In this article, we will share with you several ways that you can repair your credit history, even if you have an extremely poor credit standing. If you would like to see a substantial improvement in your credit history, then these bad credit repair tips and suggestions can help you improve your bad credit standing.
People are aware that credit card fraud and identity theft exist. Surprisingly, thousands of people from all walks of life still get victimized by crimes related to ID theft each year. The Federal Trade Commission has issued a public warning against individuals, groups and agencies who may disguise themselves as legitimate financial resource when in fact, they are syndicated identity thieves.
This article tackles important information that you need to know about your personal credit report. Check out the following questions and answers before ordering a copy of your report: Is it free to order a copy of your credit report? The Fair Credit Reporting Act of 2003 gives all consumers the privilege to get one..
Owning a credit card is common now. But do you really have to use credit cards? There are benefits to having the ability to charge large purchases on credit and pay them off over time. But credit cards also come with a long list of negatives. Take these positives and negatives into account. Pros –..
Ever dream about owning an amazing car or a fabulous home? Maybe you even have dreams of having a vacation home and possibly even a boat so that you can head out on the lake once in a while. The truth is that you will never get anywhere near these goals unless you take the necessary..
Most credit cardholders do not bother to ask their issuer for a lower interest rate. They just stick with what their issuer tells them. But credit card companies won’t volunteer to reduce your costs unless you ask for it. Statistics show that 57% of cardholders who called in for a reduced APR have been granted with their requests.