People are aware that credit card fraud and identity theft exist. Surprisingly, thousands of people from all walks of life still get victimized by crimes related to ID theft each year. The Federal Trade Commission has issued a public warning against individuals, groups and agencies who may disguise themselves as legitimate financial resource when in fact, they are syndicated identity thieves.

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Ever dream about owning an amazing car or a fabulous home? Maybe you even have dreams of having a vacation home and possibly even a boat so that you can head out on the lake once in a while. The truth is that you will never get anywhere near these goals unless you take the necessary..

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Most credit cardholders do not bother to ask their issuer for a lower interest rate. They just stick with what their issuer tells them. But credit card companies won’t volunteer to reduce your costs unless you ask for it. Statistics show that 57% of cardholders who called in for a reduced APR have been granted with their requests.

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