Some people are hesitant to apply for credit cards because they are afraid to be rejected or denied. There are still mainstream lenders that avoid dealing with people with bad credit because of the high risks these groups pose.
You’ve ordered a copy of your credit report and you’ve found several late payments listed under your credit history. These late payments will certainly pull down your credit score. As a result, you may find it difficult to get approved when applying for loans or credit cards.
How do you avoid credit card traps? When it comes to credit cards, making a choice can be tough, especially with so many options available. The new credit CARD law may offer consumers protection against unexpected changes in the rates and fees but it surely doesn’t prevent credit card companies from making attractive offers as..
Whether you got your credit cards on your college campus, got carried away on one too many shopping sprees or got hit hard by the recent economic downturn, you probably did some damage to your credit. The following tips will help you take steps to begin to repair it. TIP! If credit repair is your..
If you’re a credit card holder, you should be interested in learning the tricks of cutting down your interest rates. Is it really possible to lower interest rates of your credit card? The answer is yes, if you know the right steps.
These days, as the economy continues to dwindle, consumers should pay more attention on how they manage their finances. If you’re a credit card holder, this article presents some strategies on how you can slash off your credit card costs.