Credit cards are convenient means of payments to use. While many bad credit cases was a result of improper credit card use, credit card holders can avoid being in a bad credit situation by using their credit cards the proper way.
Getting approved for a credit card, especially if you have a poor credit score can be difficult. Mainly because most of the credit cards we see around us are made for people with Fair to Excellent credit. If your credit score falls below a 630 FICO you may need to do a lot more research..