Credit reporting agencies keep track of consumers’ credit histories. These histories are used to generate credit scores, which lenders use to assess a consumer’s creditworthiness. Today, there are lots of credit reporting agencies that cater to people with good or bad credit. These are the companies that assign credit ratings for both corporations and individuals…
If you’re credit history suffers from low credit score, chances are you’ll also have a difficult time finding job. Many job applicants were turned down by their prospective employers not because they lack qualification, but simply because they have poor credit history.
Do you know what credit report freeze is? Credit freeze was initially introduced in November 2007 and today, it has become a popular service to acquire protection against identity theft and fraud. In this article, let’s discuss the process of credit freeze so you can better decide whether you should freeze your credit or not…
If you have been the victim of identity theft, your credit report (and score) has almost certainly taken a hit. The good news is that boosting your credit score following identity theft is possible. It might be challenging, but there are definitely ways to get it done.
Would you like to know why people are encouraged to order a copy of their credit reports from the three credit reporting agencies regularly? In this article, let’s talk about the importance of checking your credit report.
In this article, we will share with you several ways that you can repair your credit history, even if you have an extremely poor credit standing. If you would like to see a substantial improvement in your credit history, then these bad credit repair tips and suggestions can help you improve your bad credit standing.
People are aware that credit card fraud and identity theft exist. Surprisingly, thousands of people from all walks of life still get victimized by crimes related to ID theft each year. The Federal Trade Commission has issued a public warning against individuals, groups and agencies who may disguise themselves as legitimate financial resource when in fact, they are syndicated identity thieves.