In 2005, the Bankruptcy Abuse Prevention and Consumer Protection Act was passed and announced to the public. This act requires consumers first take credit counseling before filing for bankruptcy.
A consumer credit counseling agency aims to help those people who have debt problems with their repayment obligations and teach them how to manage their finances more effectively.
Read full article about How To Choose a Credit Counselor Wisely
Fri, 11/21/2008 - 02:48
The best way to fix your credit is to add NEW information to it. When you add goo credit history it will raise your score up. Then think about IF you were able to remove negative information, OMG! your credit scoree will rocket HIGH. You can add histories like your phone bill and gas bill to her credit report. YOu have got to check the book The Ulitmate Credit Repair Book. It will show you how to do these things EASY and FREE.
Sat, 05/17/2008 - 16:57
This is one kind of helping credit card owners on how to use their credit cards properly and not over use it to the point that you have no more money to pay it with