Credit card Issuers advertise promotional rates to attract potential cardholders. If you’re looking for a new credit card, watch out for the fees! Despite the low interest, your credit card may be getting back at you through the extra fees. How can you avoid paying more than what you owe? Check out these tips:
Would you like to purchase a car? Each year, thousands of consumers apply for loans to fund their car purchase. A car could be an expensive investment. How would you be sure to find an affordable car loan deal to save money? Consider the following tips:
For those who have recently encountered a financial problem which has unavoidably affected your credit rating, an unsecured credit card for bad credit can be a great tool so that you can rebuild your credit rating.
When faced with bad credit, a person can become vulnerable to credit repair scams. In the hopes to get out of bad credit right away, some consumers may sign up for the wrong kind of help and instead of finding a solution, they may find themselves stuck in an even worse situation.
Individual credit reports contain payment history and credit accounts along with some personal information such as full name, past and present residences, contact numbers, employment history, etc.
If you have a plan to apply for a new account or loan, it’s best to check your credit report first before submitting your application. This way, you can dispute errors right away (if applicable) or work on improving your credit score to avoid rejection.
Despite the fact that credit cards with zero interest give you the option to pay off your balances without the extra interest cost, the zero-rate offer is not a permanent deal. When the teaser rate expires, you will be paying for the regular rate of interest along with other credit card fees. Therefore, do not judge a credit card based solely upon the introductory rate. Rather, find out what else awaits you if you do decide to sign up for the offer.