Credit cards truly bring ease and convenience to cardholders – they are safer to carry around and a quick way to make payments. Nevertheless, there are risks that come along with the advantages. It is no secret that uncontrolled credit card use can result to trouble.
What Is Credit Counseling? If you are drowning in debt, you may already have heard about the possibility of credit counseling, yet you may not really know what it’s all about. Credit counseling often falls under the same umbrella as debt settlement or debt negotiation, but it’s actually a totally different beast. With counseling, a..