What is a Balance Transfer credit card? A balance transfer credit card allows you to transfer a high-interest debt from one card to another with lower interest rates. In most cases, the card issuer will offer you a 0% introductory rate for a certain number of months. It can be a good option for people..
When someone you know needs financing via credit card, they might ask you as a co-signer to be approved. Co-sign credit card is when one person agrees to be liable for another person’s loan or credit card debt. It can be a helpful tool for people who cannot afford to borrow money or is ineligible..
What Is Credit Counseling? If you are drowning in debt, you may already have heard about the possibility of credit counseling, yet you may not really know what it’s all about. Credit counseling often falls under the same umbrella as debt settlement or debt negotiation, but it’s actually a totally different beast. With counseling, a..
