Credit Card Reviews ~ Bad Credit Credit Cards
Orchard Bank® Classic MasterCards Review
The Orchard Bank® MasterCard® is an excellent choice for people looking to build their credit. As a card member, you’ll also enjoy acceptance at millions of locations worldwide, including website purchases and reservations; account information updated and at your fingertips 24/7; email and text messages to remind you of your upcoming payment due date with online enrollment. Get pre-qualified online in just 30 seconds!
Although the card can help those with a limited credit history, it does have several costly factors that should be considered before applying.
The interest rate is very low for this type of card. There is an annual fee of $49, which is about average for this type of credit card. There is also an application fee of $49. In total, the cardholder can expect to pay $98 in the first year.
The grace period listed for the Orchard Bank® Classic MasterCards is at least 25 days. So interest charges will not be applied during those days.
This card contains the brand of MasterCard, where acceptance is global. Most businesses that accept credit cards will accept MasterCard as a form of payment.
Cardholder Benefit/s:
Acceptance at millions of locations worldwide, including website purchases and reservations
Your account information is updated and at your fingertips 24/7 so you can manage it your way
Email and text messages to remind you of your upcoming payment due date with online enrollment
On-call customer service representatives to assist you with questions or concerns
* See website for additional benefits.
Therefore, those who may occasionally carry a balance and do not mind paying the additional fees will benefit most from what the Orchard Bank® Classic MasterCards has to offer.
Note: We suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application since the information may have changed since the review is written.
Reviewed on December 8, 2006
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| About the Author
Liz Roberts is a freelance writer and loan consultant. The website BadCreditResources.com offers resources that specialize in providing loans and credit cards to people with bad credit. |





