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Centennial® Credit Card


The Centennial® Credit Card is intended for people who have had difficulties being approved for a major credit card. The Centennial® Credit Card is issued by First PREMIER® Bank, one of the nation's leading credit card issuers specializing in MASTERCARD® and VISA® credit cards.

The logo "MasterCard" or "Visa" on the plastic means that the card is accepted almost worldwide (subject to available credit). So, being a Centennial® cardholder you needn't worry about the plastic acceptance and service problems that may happen somewhere abroad.

Many people choose Centennial® MasterCard® or Visa because of the chance to get an instant response. As soon as you click “Apply”, wait 60 seconds and you will learn whether you are approved or not. It is a very convenient option especially for those who are impatient to get the answer.

First PREMIER® Bank will report the information about your regular payments to the major Consumer Reporting Agencies.

The bank also offers 24 hour account access by phone. Whether it is a day or night, you get access to your account and balance when needed.

Weigh all this information once again. Make first steps with First PREMIER® Bank and you will be on the way to your good credit history and better financial future.

Cardholder Benefit/s:

  • We offer a very attractive fixed APR
  • Your account history reports monthly to the major Consumer
    Reporting Agencies
  • 24-hour account access by phone
  • Apply for a nationally recognized credit card
  • The application process is safe, secure and fast

Note: We suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application since the information may have changed since the review is written.

The above credit cards may be able to help build, rebuild, or re-establish your credit if you make on time payments with all of your creditors and maintain your account balances below the credit limits.

Reviewed on July 10, 2009

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About the Author

Liz Roberts is a freelance writer and loan consultant. The website BadCreditResources.com offers resources that specialize in providing loans and credit cards to people with bad credit.