Credit Repair Articles

Your credit report contains important information about you. It contains your full name, SSN, birth date, driver’s license number, past and present home addresses, and your employment history.

Cases of identity theft and credit card fraud are alarming and we all want to be protected. The FTC advises all consumers to be more aware about the status of their credit reports as this can make a big difference in keeping track of possible identity theft or fraud.

You’ve ordered a copy of your credit report and you’ve found several late payments listed under your credit history. These late payments will certainly pull down your credit score. As a result, you may find it difficult to get approved when applying for loans or credit cards.