All articles from: January, 2010

Avoid Bankruptcy Using Your Home Equity

Did you know that declaring bankruptcy will not always release your from all your debts and obligations to your creditors? Since the New Bankruptcy Law took effect, the application process for bankruptcy has been made more complicated.

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What Kind of Credit Card Interest Should You Pay?

When choosing credit cards, comparing the interest rate is important.  Keep in mind that different Issuers have varying terms in charging interest to their cardholders. 

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Where To Borrow Cash Right Now?

During times of need, we may need to turn to someone else for help. There are a lot payday loan companies that offer instant cash or short term financing. However, payday loans are often accompanied with very high rates. Are there better alternatives for borrowers? Consider the following sources:

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Bankruptcy: How Does the Trustee Work?

Before filing for bankruptcy, it is important to clearly understand how the process works.  This article focuses on the role that the trustee plays in the different Chapters of bankruptcy.

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How to Put Your Credit Card Use In Control

Credit cards truly bring ease and convenience to cardholders – they are safer to carry around and a quick way to make payments. Nevertheless, there are risks that come along with the advantages. It is no secret that uncontrolled credit card use can result to trouble.

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Practical Tips When Comparing Credit Cards

Comparing credit cards may not be a very easy step, especially with so many different types to choose from.  Below is a guide on how you can compare credit cards more effectively:

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What Makes A Good Credit Score?

The FICO credit scoring system ranges from a low of 350 to a high of 850. These numbers are used to determine credit history or “credit worthiness”. What are the factors that can affect your score?

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Important Questions About Your Credit Report

This article tackles important information that you need to know about your personal credit report. Check out the following questions and answers before ordering a copy of your report:

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Credit Cards for Bad Credit – Gives the Break You Need

Some people are hesitant to apply for credit cards because they are afraid to be rejected or denied. There are still mainstream lenders that avoid dealing with people with bad credit because of the high risks these groups pose.

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