If you are just starting to live in the United States, you are probably concerned about how to go about starting to build your credit profile. Unfortunately, foreign credit reports cannot be transferred over to credit reports in the United States; this essentially means that people who move to the United States are starting over […]
The Internet is full of fraudsters! Everyone knows it, and people who use the internet regularly have learned to avoid the most common online scams. Unfortunately scammers have learned that while their tricks may not work on the average internet user. They will work on an elderly person. Here are a few tips you can […]
Bad habits are going to cost you a lot of money. Most people don’t even realize that some of their indulgent behaviors are costing them so much money. We’ll discuss a few common habits and estimated costs associated with them, and you can decide for yourself how much better your finances and investments might fare […]
What is a Credit Score? A technical definition is going to tell you that your credit score is a three digit number that is generated using a complex algorithm using information from your financial history. The idea is that this number is useful in predicting your future financial behaviors based on your past financial behaviors. […]
While insurance can be a great safety net for your home, health, and other valuable items, you aren’t always going to get your money’s worth. Don’t let yourself get talked into certain types of insurance just because the salesman fills your head full of fears. Sometimes it will end up costing you more in the […]
Many of us have felt the wrath of the recession and faltering economy. As credit card bills, school loans, home and car loans, and everyday expenses add up, your debt may seem overwhelming. It can easily rise to staggering figures. In a time when more than half of all Americans are in credit card and […]
Keeping track of your business expenses is the best way for a business owner to maintain financial stability. Monitoring business finances can be done quickly and easily using the tools that are available. In today’s modern world, a credit card is a necessary tool for all businesses that want to succeed.
Four Things To Consider When Attempting To Repair Your Credit It is illegal to create a new credit identity. There are many companies that will advise you to create a new credit file to improve your credit rating. They will try to convince you this is the right thing to do, especially if you have […]